ANNUAL PERCENTAGE RATE CALCULATOR

Annual Percentage Rate (APR) Calculator

Calculate the annual percentage rate for a loan.

Loan Amount

Interest Rate

Loan Term

Years

Loan Type

Fixed Rate

Adjustable Rate

Max Periodic Rate Increase

Max Lifetime Rate Increase

Present Rate Changes After

Months

Rate Can Change Every

Months

Closing Costs

Enter Total Closing Costs

Enter Closing Costs Individually

Total Closing Costs

Points to Lender

Loan Origination Fee to Lender

Points to Broker

Loan Origination Fee to Broker

Yearly Private Mortgage Insurance

Lender's Inspection Fee

Tax Service Fee

Underwriting Review Fee

Application Fee

Broker Processing Fee

Other (excl Appraisal/Title/Escrow/Attorney)

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

Results

Initial Monthly Payment

$0.00

APR

0%

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SECURITY STATEMENT

A consumer wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1 (877) 276-5550.

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of Licensed Residential Mortgage Loan Originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

FocusOne Mortgage, LLC | NMLS#105693

9601 Jones Road, Suite 108 | Houston, TX 77065

(832) 912-2151 | Questions@focusone.com

SECURITY STATEMENT

A consumer wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1 (877) 276-5550.

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of Licensed Residential Mortgage Loan Originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.